RFG is the place to find practical, real world information on personal finance, real estate, investing, stock options and more.
Time is the most precious commodity we have, but people waste it all the time because they don’t know its value. Use this interactive calculator to get a better idea of what your time is REALLY worth to you.
A search fund is similar to a private equity fund. Investors sponsor the search for and potential purchase of a small to medium sized business, to eventually be run by those who are searching for the business.
At the end of the day, our biggest limitation is what we think that we can do.
You can avoid PMI without 20% down in many ways. You can use an equity partner, take a secondary loan, or use a loan that doesn’t require it. Here’s how.
Restricted stock units are a common method of equity compensation that can be highly lucrative… if you know how to take advantage of them.
Most startup employees don't understand the most important component of their pay. Do you truly know what your options are worth, and how to take advantage of them?
I'm not sure what's wrong with me exactly, but when I see EVERYONE agreeing on something, I always want to disagree. So i’ll say it: I don’t think a recession is imminent.
How much do I need to make from my passive income streams to #fatFIRE (retiring early without extreme frugality)? Here’s my plan, and my own #fatfire retirement calculator.
This calculator asks a very simple question: when should I refinance… or should I at all?
The dream is alive: find a young, promising startup, put in four years of hard work, and end up a deca-millionaire. Unfortunately, reality is calling.
Congrats! If you are reading this, chances are you have just been granted some options. The next step to figure out the financial impact of your options is to create a vesting schedule.
Although my eventual goal is #FI, I derive the largest part of my income from good old fashioned American work. Actually, it's new fashioned American techwork, complete with standing desks and kegerators. I've got it pretty good but I'll have to move on and choose between job offers someday.
Recently, I was scrolling through Twitter and I saw this interesting exchange between @ritholtz and @mrmoneymoustache: when can you REALLY call yourself retired?
With the current expansion nearing its tenth year, it's actually possible that someone could have already worked a third of their professional career knowing nothing but expansion. I figured it might be interesting to describe the experience of a recession for all of those that have never known one, and provide some tips to soften the blows.
What’s better: condo vs townhouse? Let’s dissect the positives and negatives of both across a variety of factors including Cost per Square Foot, Privacy, Outdoor Space and Maintenance.
I’ve repeatedly seen two narratives told over and over again. First of all, debt is bad. Second, although debt is bad, having a mortgage is alright because it acts like a forced savings plan, slowly enabling borrowers to build wealth. But can't the “forced savings plan” idea can be extended beyond simply mortgage debt, if executed intelligently with low interest, short term debt?
The more that I learn, the more I think about investing and how I can be more effective with my portfolio. As the stock market has begun to falter, this has come to the forefront of my mind. Every day I find myself wondering how I can be more diversified and therefore more insulated from the everyday ups and downs of each market.
Good morning everyone. Today is a BIG day for me, and a big day for my investing strategies going forward. I'm exercising around 1/4 of the options I've been awarded in the startup I am working for. Although this won't have a huge impact for me in the near term, over the course of the next 3-4 years I am hoping this single decision will save me thousands of dollars (or if I am really lucky, tens of thousands) in taxes.
It seems like everyone I talk to about real estate believes that condos are the most egregious rip-off in real estate. In my experience, it’s exactly the opposite. So… are condos worth it, after all?
Life is expensive, and that can make it really hard to save. With rent, cell phones, cars, healthcare, food, childcare, vacations and thousands of other little costs, it’s not unusual for someone to have 80-90% of their income disappear into the ether. Lately, I’ve been thinking about ways I can try to turn at least some of those recurring payments into recurring investments, or at least mitigate them so I don’t lose so much of my income to recurring expenses each month.
