I've had a couple of questions swirling around my mind recently, and for whatever reason they all had to do Unicorns (startups value at $1b or more).
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I've had a couple of questions swirling around my mind recently, and for whatever reason they all had to do Unicorns (startups value at $1b or more).
As I've been writing about buying and remodeling condos, I think it's about time that I go over how much it costs to do condo renovations on a budget. It'll be pretty much impossible to know whether you can turn a profit on a condo remodel if you can't ballpark how it costs to remodel your condo.
Go work for a startup! If you work in technology, chances are you've heard this advice, or you've thought about it on your own, or you're already working for a startup. In any case, I've noticed that there are tons of questions on Quora and Reddit and various other sites with people wondering how to find the "right" startup to join, which usually seems to actually mean "how do I choose a company that's going to make me rich." That's a little narrow-minded maybe, but it's reasonable to wonder how to find a company worth joining.
It's much cheaper (and easier) to buy and fix up a $300k condo than a $600k house. Having just purchased a condo and renovated it, I can confirm that the numbers pan out, but it's easy to pick the wrong plac and end up losing money. No one wants to buy a $300k condo, put $50k into it and end up with a condo worth $325k. Luckily, the right place can be fairly easy to find if you follow these guidelines.
One of the biggest challenges people face when evaluating job offers that include Incentive Stock Options is understanding how to value their ISO grant. In order to do that, you have to know how many shares you have, how many shares there are total, and a rough estimate for how much the shares are worth now. Let’s take a look at why, before we delve into how to find those numbers.
ISOs (incentive stock options) vest over time, giving you the ability to purchase shares at a discounted rate and participate in the (potential) rise of your employers stock. If used properly, they are also tax advantaged.
As I said in my welcome post, I’m going to try to skip the basic stuff in this blog. There’s no way I am going to be able to cover “setting up an emergency fund” any better than Dave Ramsey, or all of the hacks that emulate him. But… this first topic is something that would genuinely be useful for anyone. It’s certainly essential if you plan on saving and investing in any serious amount.